What about borrowing money for buyer costs? | Payday Loans
Costs buyer co-financing can no longer be standard with your mortgage. You can only borrow 100% of the selling price of your house. What do you do if you have insufficient savings but still want to buy that dream house? Borrowing money to finance your buyer costs is the most obvious option. In this blog we give you tips that you should pay attention to.
Choose the right loan form to finance your buyer costs
When borrowing money for financing buyer costs, a personal payday loan is the best choice. You know exactly how much you pay off each month and when your loan is paid off. In addition, with a personal payday loan you can deduct the interest that you pay for (a part of) the buyer costs. Ask us about the exact deductible costs.
Borrow money for costs buyer with a good maturity
With a personal payday loan for the costs of the buyer, you agree a term with the lender. The longer the term, the lower the interest rate is usually. But do not immediately opt for the longest duration. After all, you want to have paid off the loan before you move again. You can best match the duration to the period that you definitely want to live in the home.
Calculate buyer costs
You can calculate the buyer costs yourself. All costs that you have to pay to realize the purchase of your new home fall under the buyer costs. Think of appraisal costs, costs to the broker and notary. But also transfer tax and costs for the mortgage deed. All these costs added together form the costs buyer and this amount comes on top of the price of your new house. Do you want to renovate your bathroom or kitchen? Then it is smart to take out a higher loan that you can use to finance your buyer costs and your new kitchen or bathroom.
Take out an online loan
Our credit specialists can advise you extensively about the options for financing your buyer costs. Of course you can also request a quote for the loan of your choice without obligation and free of charge. The loans that we provide are always tailor-made financing and at the lowest possible fixed market interest and very favorable conditions. You do not pay any extra costs for taking out a personal payday loan or revolving credit (for advice and taking out).
- Always repay without penalty
- Fixed interest and duration
- Interest advantage as a homeowner
- Arranged immediately