In 2025, cryptocurrency cards are gaining significant traction across Europe, giving users the ability to spend digital currencies such as Bitcoin (BTC), Ethereum (ETH), and stablecoins like USDC at millions of retailers worldwide. These innovative payment solutions serve as a bridge between crypto and traditional finance, offering smooth transactions, attractive rewards, and additional perks. Below are some of the top cryptocurrency cards available to European users this year:
1. Crypto.com Visa Card
Summary:
A widely recognized crypto card offering a range of benefits depending on the amount of CRO (Cronos) you stake.
Highlights:
- Cashback of up to 5% on all purchases
- No annual fees
- Complimentary Spotify, Netflix, and Amazon Prime on certain tiers
- Access to airport lounges for premium cardholders
- Supports a wide variety of cryptocurrencies
Best For:
Users seeking generous cashback and added perks like free streaming services.
2. Binance Card
Summary:
Backed by Binance, the world’s leading crypto exchange, this Visa card lets users spend crypto with ease while earning rewards.
Highlights:
- Earn up to 8% cashback on eligible purchases
- EUR balance support for seamless fiat payments
- No annual or issuance fees
- Automatic crypto-to-fiat conversions
- Works with Google Pay and Apple Pay
Best For:
Active Binance users looking to earn cashback while spending their crypto.
3. Coinbase Card
Summary:
A debit Visa card provided by Coinbase, allowing customers to make purchases directly from their crypto balance.
Highlights:
- Instant conversion from crypto to fiat at checkout
- Up to 4% cashback in various crypto assets
- Compatible with BTC, ETH, USDC, and more
- Operates under full regulatory compliance in Europe
Best For:
Coinbase users who value simplicity, security, and crypto rewards.
4. Trustee Plus Card
Summary:
The Trustee Plus Card offers a modern approach to spending crypto, designed for ease, security, and daily use. It enables users to pay, withdraw cash, and manage their digital assets without the need for manual conversions.
Highlights:
- Support for multiple currencies including BTC, ETH, and USDC
- Real-time crypto-to-fiat conversion at the point of sale
- Transparent and competitive exchange rates
- ATM withdrawals available in numerous countries
- Strong security measures such as 2FA and fraud protection
Best For:
Everyday users who want to use crypto seamlessly in their daily financial routines.
5. Nexo Card
Summary:
A unique offering that lets users spend without selling their crypto, using it as collateral for a flexible credit line.
Highlights:
- Maintain asset exposure while spending
- 0% APR interest available for selected users
- Earn cashback in BTC or NEXO tokens
- Free ATM withdrawals within limits
Best For:
Crypto investors looking to access liquidity without having to sell their holdings.
Conclusion
Crypto cards are making it easier than ever for users in Europe to integrate digital assets into their everyday spending. The Crypto.com Visa and Binance Card stand out for their high cashback incentives, while the Nexo Card appeals to those who prefer to borrow against their crypto rather than sell it. Meanwhile, Coinbase Card and Trustee Plus Card provide intuitive, secure options with robust multi-currency support.
Regardless of your preferences—be it rewards, convenience, or financial flexibility—there’s a crypto card out there to suit your needs.